The Bridge of Wisdom
Sharia Consultancy & Halal Certification
What we review
Stocks, funds and portfolios
- Screening of companies by business activity and financial ratios, following recognised standards such as AAOIFI Shariah Standard No. 21
- Review of a fund’s screening methodology and investment policy
- Calculation of purification amounts from non-compliant income
- Periodic re-screening as holdings change
Digital assets and tokens
- The asset or right behind the token and what the holder actually owns
- Issuance structure, whitepaper and terms
- Staking, yield, lending and reward mechanisms
- Trading, exchange and custody features of your platform
Fintech apps and platforms
- Savings, investment, payment and buy-now-pay-later apps
- Crowdfunding, peer-to-peer and home or car finance platforms
- The contract structure (murabaha, ijarah, musharakah, wakalah and others)
- Terms and conditions, fees, late-payment charges and marketing claims
What you receive
- A written Sharia review report from the Sharia Board
- A clear list of the changes needed for compliance, if any
- A formal Sharia resolution and a compliance certificate with a number that can be verified on our website, once the product is compliant
- The option of ongoing supervision through our Sharia supervision subscription
🔒 Everything you share is confidential, and we can sign a non-disclosure agreement before you send documents.